Terms

Terms of Use

Effective October 20, 2026.

These terms govern your use of Noarm, an app operated by Shabazz Ventures ("we", "us"). By installing or using Noarm, you agree to these terms.

What Noarm is

Noarm is a manual planning tool for paychecks, bills, and budgets. Its estimates depend entirely on the information you enter.

Not financial advice

Noarm does not provide financial, tax, investment, or legal advice. Estimates and plans are not guarantees. Noarm does not move money, pay bills, or connect to your bank. You are responsible for your financial decisions and for checking amounts and due dates with your bank and billers.

Your data

Your entries are stored on your device. You are responsible for keeping your device secure and for keeping exports or backups of anything important.

Apple terms

You download Noarm from the App Store, and Apple's Standard Licensed Application End User License Agreement also applies. Apple is not responsible for Noarm or its support. If these terms conflict with Apple's, Apple's terms control to the extent required.

Acceptable use

You agree not to:

Intellectual property

Noarm, including its name, logo, design, and code, is owned by Shabazz Ventures. You receive a personal, limited, non-transferable, non-exclusive license to use Noarm on Apple devices you own or control.

Disclaimer of warranties

Noarm is provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that Noarm will be uninterrupted or error-free.

Limitation of liability

To the maximum extent permitted by law, Shabazz Ventures will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, or data, resulting from your access to or use of Noarm.

Changes to these terms

If we update these terms, we will change the effective date at the top and post the new terms here. Continued use of Noarm after a change means you accept the new terms.

Governing law

These terms are governed by the laws of the State of California, United States, without regard to its conflict-of-law principles. Any dispute will be resolved in the state or federal courts located in California.

Contact

Shabazz Ventures
shabazzthevenz@yahoo.com